Terms & Conditions

Welcome to HBGFX Studio. These Terms & Conditions govern your use of our website and your purchase and use of our digital products.

By accessing or using hbgfxstudio.com, creating an account, or purchasing a product from us, you agree to these Terms & Conditions. If you do not agree with these terms, please do not use our website or purchase our products.

1. About HBGFX Studio

HBGFX Studio provides digital graphic design products and resources through its website.

Our products may include:

Business card templates
Social media templates
Backgrounds
Graphic design templates
Printable designs
Editable design resources
Other downloadable digital products

All products are delivered digitally. We do not ship physical products.

2. Digital Products

All products available on HBGFX Studio are digital products unless specifically stated otherwise.

Depending on the product, files may be provided in formats such as:

AI
EPS
PDF
PNG
JPG
Other formats specified on the individual product page

The exact files and formats included with each product are described on the relevant product page.

Customers should carefully review the product description, preview images, included file formats, and other information before purchasing.

3. Product Purchases

When placing an order, you agree to provide accurate and complete information.

You are responsible for ensuring that:

Your name and email address are correct.
Your billing information is accurate.
You have selected the correct product.
You understand which file formats are included.
You have the necessary software to use or edit the purchased files where applicable.

We reserve the right to refuse, cancel, or limit an order where there is a reasonable concern regarding fraud, unauthorized activity, payment issues, or misuse of our products.

4. Pricing

All product prices displayed on our website are shown in Pakistani Rupees (PKR) unless otherwise stated.

We reserve the right to change product prices, discounts, and promotions at any time without prior notice.

A price change will not affect an order that has already been successfully completed and paid for.

5. Payment

Payments are processed through available payment methods and third-party payment service providers.

You agree to provide valid payment information and authorize the applicable payment provider to process your transaction.

We do not intentionally store complete debit or credit card details on our website.

An order is considered successfully placed after the payment has been successfully processed and confirmed.

6. Digital Delivery

After successful payment, you may receive access to your purchased digital files through your customer account, download page, email, or another delivery method provided by HBGFX Studio.

Download availability may depend on the product and the technical systems used to deliver it.

If you experience a problem accessing your purchased files, please contact us at hello@hbgfxstudio.com.

7. Refunds

Because HBGFX Studio sells digital products, refunds are generally not available after a product has been downloaded or accessed.

However, we may consider a refund or replacement where:

A duplicate purchase was made.
The wrong files were delivered.
Files are corrupted or incomplete.
A technical issue prevents reasonable access to the purchased product.
The product is materially different from its published description.

Please review our Refund Policy for complete details.

8. License and Permitted Use

Unless a different license is clearly stated on a product page, purchasing a digital product from HBGFX Studio gives you a limited, non-exclusive, non-transferable license to use the product for your own permitted personal or commercial design projects.

You may:

Edit the purchased template for your permitted projects.
Add your own text, images, logos, colors, and other elements.
Use the finished design for your own business or client projects where permitted by the applicable license.

9. Prohibited Use

You may not:

Resell the original digital files.
Redistribute or share the original files.
Upload the files to another marketplace or download website.
Give the original files away for free.
Claim the original design files as your own creation.
Make the files available for others to download.
Use our products to create a competing template or digital asset marketplace.
Share purchased files publicly or through file-sharing services.

Purchasing a product does not transfer ownership of the original source files or copyright to the customer.

10. Copyright and Intellectual Property

All original designs, templates, graphics, website content, branding, text, and other materials provided by HBGFX Studio remain the property of HBGFX Studio or their respective rights holders unless otherwise stated.

Your purchase grants you the applicable usage rights described with the product. It does not transfer copyright or ownership of the original design to you.

Unauthorized copying, redistribution, resale, or commercial exploitation of our digital products may result in termination of your license and other appropriate action.

11. Third-Party Elements

Some products may contain fonts, photographs, icons, graphics, mockup elements, or other resources that are subject to separate third-party licenses.

Where applicable, customers are responsible for complying with the licensing requirements of those third-party resources.

Any third-party resources included with a product will be identified where reasonably necessary.

12. Customer Accounts

Some features of our website may require you to create an account.

You are responsible for:

Keeping your login information confidential.
Maintaining the security of your account.
Providing accurate account information.
Not allowing unauthorized individuals to access your account.

You should contact us immediately if you believe your account has been accessed without authorization.

13. Website Use

You agree not to use our website for unlawful, fraudulent, abusive, or unauthorized purposes.

You must not attempt to:

Gain unauthorized access to our website or systems.
Interfere with website functionality.
Upload malicious software.
Attempt to bypass security measures.
Use automated methods to abuse or overload our services.
Copy or reproduce website content without permission.

14. Website Availability

We make reasonable efforts to keep our website and digital products available and functioning properly.

However, we do not guarantee that the website will always be:

Available without interruption.
Free from technical errors.
Completely secure.
Free from bugs or temporary service interruptions.

We may temporarily suspend or modify website services for maintenance, updates, security reasons, or other operational requirements.

15. Product Information

We make reasonable efforts to ensure that product descriptions, previews, file information, and pricing are accurate.

However, minor differences may occur between preview images and the final digital files.

Customers should rely on the product description and included file information when deciding whether a product meets their requirements.

16. Third-Party Links and Services

Our website may contain links to third-party websites, services, or payment providers.

We are not responsible for the content, security, availability, or privacy practices of third-party websites.

Your use of third-party services may be subject to their own terms and policies.

17. Privacy

Your use of our website is also subject to our Privacy Policy, which explains how we collect, use, and protect personal information.

18. Changes to These Terms

We may update these Terms & Conditions from time to time to reflect changes to our services, products, website, or legal requirements.

When we make changes, we will update the “Last Updated” date at the top of this page.

Your continued use of the website after changes are published means that you accept the updated Terms & Conditions.

19. Termination

We reserve the right to suspend or terminate access to an account or our services where we reasonably believe that a customer has:

Violated these Terms & Conditions.
Engaged in fraudulent activity.
Misused our digital products.
Illegally redistributed or resold our files.
Attempted to compromise our website or payment systems.

Termination does not affect rights or obligations that arose before termination.

20. Limitation of Liability

To the extent permitted by applicable law, HBGFX Studio will not be responsible for indirect, incidental, or consequential losses arising from the use of our website or digital products.

Our digital products are provided for the purposes described on the relevant product page, and customers are responsible for ensuring that a product is suitable for their intended use before purchasing.

21. Governing Law

These Terms & Conditions shall be interpreted and applied in accordance with the applicable laws of Pakistan.

Any disputes relating to these Terms & Conditions or our services will be handled in accordance with applicable Pakistani law.

22. Contact Us

If you have questions regarding these Terms & Conditions, our products, orders, or licensing, please contact us:

HBGFX Studio
Address: House 71, E Block, Model Town, Lahore, Punjab, Pakistan
Email: hello@hbgfxstudio.com
Phone: +92 307 3333924

Website: hbgfxstudio.com